What We Do
New Client Onboarding Roadmap
We follow a straightforward process to provide you with clear next steps for your wealth.
Our work together always involves an intimate understanding of your needs and what’s going on in your life. In this way, we can provide you with options that are oriented towards your values and unique life circumstances.
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Listening to what is important to you
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Learning the values that shape your decisions and priorities
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Identifying unique challenges and circumstances
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Introducing our Philosophy, Plan, and Process
Discovery Process
GETTING TO KNOW YOU
1
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Determine risk tolerance
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Gather data, documents, and statements for analysis
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Analyze current investments and potential complications
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Discover where and how we can add value as your life unfolds
Develop Strategies
TEAM FIT MEETING
2
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Presentation of wealth management process and investment approach
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Required disclosures and account documents sent for review
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Discussion of account fees, structure, and digital access
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Signatures and sign-ons
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Initiate transfer of assets
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Welcome kit
Onboarding
14 DAYS
3
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Alignment of investment solutions, service levels, and communication
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Responsibilities assigned and team introduced
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Client Personal Profile sent for completion
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Personalized Financial Organizer setup
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Online account and app tutorial
Implementation
21 DAYS
4
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Statement delivery expected within 30 days of onboarding
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Digital holder of documents
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Walk-through digital center (Right Capital Platform)
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Review of billing procedures (quarterly) and performance reporting (annually)
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Discuss service models
Orientation Meeting
30 DAYS
5
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Coordinate with CPA, attorney, and insurance agent
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Retirement projections and liquidity needs
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Credit and lending considerations
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Succession, estate, tax, and insurance planning
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Charitable giving mission and family dynamics
Wealth Team
Integration
60-90 DAYS
6
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Set meeting structure with clear agenda
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Meeting notes and follow-up tasks sent within one week
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Evaluate financial plan and adjust for life transitions
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Monitor progress towards goals and elevate relationship
Strategy/Tactical
Meeting
ONGOING
7
Wealth Planning Framework for Existing Clients
Key focus areas across every stage of your financial life.
*Can refer to additional partners
Investment Planning
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Portfolio Review
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Asset Allocation
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Time Horizon Planning
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Account Aggregation
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Monitoring of Outside Accounts such as 401(k), etc.
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Risk Analysis
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Stock Concentration
Estate Planning
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Wills*
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Power of Attorney*
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Living Will*
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Health Care Proxy*
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Trusts
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Irrevocable Life Insurance Trusts
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Estate Tax Planning
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Planning for Guardianship of Minors
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Charitable Gift Planning
Legacy Planning
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Gifting
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College Planning
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Planning for the Care of Elderly
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529 College Saving Plans
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Roth IRAs for Children
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UGMA/UTMA
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Trust Planning
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Successor Trustee
Risk Management
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Review Existing Policies
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Life Insurance Needs Analysis
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Long-Term Care Insurance Analysis
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Disability Insurance Analysis*
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Health Insurance Review*
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Homeowner's or Renters Insurance Review*
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Liability Coverage*
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Health Savings Account
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Medicare Advice*
Retirement Planning
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Identify Retirement Goals
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Social Security Analysis
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Cash Flow Analysis
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IRA Contributions & Roth Conversions
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Review Employer-Sponsored Plans
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Annuities & Pensions
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RMD & Withdrawal Strategies
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Self-Employed Plans
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Bucket List Items
Cash Flow & Budget
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Review Income Sources
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Setting Goals, Expenses, & Budgeting
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Debt Management
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Review of One-Time Expenses
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Planned Large Expenses
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Emergency Funding
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Dollar-Cost Averaging
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Mortgage Review
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Lines of Credit
Tax Planning
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Tax-Sensitive Investing
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Review Cost-Basis
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Review Realized Gains
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Carry Forward Losses
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Tax-Loss Trading and Capital Gain Harvesting
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Deductions & Credits
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Potential Roth Conversations
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Health Savings & Flexible Spending Accounts
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Tax Return Review
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Beneficiary Review
In addition to our services listed above, we also:
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Coordinate with other advisors such as your attorneys and accountants
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Hold regular meetings and ensure that all planning is well coordinated and implemented
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Maintain copies of documents such as insurance policies, estate planning & legal documents, and tax returns
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Coordinate family legacy meetings
We are not attorneys or accountants and cannot provide legal or tax advice. All information is financial in nature and should not be construed or relied upon as legal or tax advice. Individuals seeking legal or tax advice should solicit the counsel of competent legal or tax professionals.
