Josephti Cruz is a member of Ed Slott’s IRA Advisor Group℠, a network of financial professionals dedicated to advanced retirement account and tax planning strategies. As part of this group, Josephti receives ongoing training and education from Ed Slott and his team of IRA experts, including regular workshops, webinars, and examinations to stay current on evolving tax laws and retirement account rules. Through this continued training, Josephti remains up to date on complex IRA regulations and distribution strategies to better guide clients through important retirement planning decisions. The WealthGarden f.s. does not provide tax advice.